?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.aulast=Turayeva&rft.aufirst=Gulizaxro&rft.au=Turayeva%2C+Gulizaxro&rft.atitle=KREDIT+XAVFINI+BAHOLASHDA+TAHLILIY+YONDASHUVLAR&rft.date=1+December+2025&rft.pages=5-7&rft.title=Fan+va+Tadqiqot+Samaralari&rft.volume=2&rft.issue=9&rft.genre=article