<mods:mods version="3.3" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mods:titleInfo><mods:title>BANK XIZMATLARINI RAQAMLASHTIRISHDA MARKETING VOSITALARIDAN FOYDALANISHNI TAKOMILLASHTIRISH</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">A.A.</mods:namePart><mods:namePart type="family">Xodjayev</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>&lt;p&gt;O‘zbekistonda bank xizmatlarini raqamlashtirish mamlakatimiz bank tizimini rivojlantirishning ustuvor yo‘nalishlaridan biridir. Ushbu jarayon doirasida banklar mijozlarga yanada kengroq xizmatlar ko‘rsatish, operatsion samaradorlikni oshirish va xarajatlarni kamaytirish imkonini beruvchi yangi raqamli texnologiyalarni faol joriy etmoqda.&lt;/p&gt;</mods:abstract><mods:originInfo><mods:dateIssued encoding="iso8601">2024-01-06</mods:dateIssued></mods:originInfo><mods:genre>Article</mods:genre></mods:mods>