?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.au=Bekmurzayev%2C+Rasul&rft.aufirst=Rasul&rft.aulast=Bekmurzayev&rft.volume=4&rft.issue=2&rft.atitle=TIJORAT+BANKLARIDA+KREDIT+RISKINI+BOSHQARISH+TIZIMINI+TAKOMILLASHTIRISH&rft.title=Barqaror+Taraqqiyot+va+Rivojlanish+Tamoyillari&rft.pages=47-50&rft.date=1+February+2026&rft.genre=article